Investment Property Analyzer
Analyze rental property investments with detailed cash flow projections, cap rate, cash-on-cash return, DSCR, and 5-year ROI forecasts.
Purchase & Financing
$
$70,000
%
$10,500
%
%
Rental Income
$
-$1,500/yr
%
Operating Expenses
$/yr
$/yr
$
$1,500/yr
%
$2,400/yr
%
Growth Assumptions
%
Monthly Cash Flow
-$462.85
Cap Rate
4.80%
Cash-on-Cash
-6.90%
DSCR
0.75
1% Rule: 0.71% Fail
50% Rule: OpEx = 39% of rent
GRM: 11.7
Investment Summary
Annual Cash Flow
Effective Gross Income+$28,500
Operating Expenses-$11,700
NOI$16,800
Debt Service (Mortgage)-$22,354
Annual Cash Flow-$5,554
Monthly Cash Flow-$462.85
Total Cash Required
Down Payment (20%)$70,000
Closing Costs (3%)$10,500
Total Cash Invested$80,500
5-Year Projection
| Yr | Cash Flow | Equity | Apprec. | Total | ROI |
|---|---|---|---|---|---|
| 1 | -$5,554 | $2,844 | $10,500 | $7,790 | 9.7% |
| 2 | -$4,816 | $3,050 | $10,815 | $9,049 | 20.9% |
| 3 | -$4,056 | $3,270 | $11,139 | $10,354 | 33.8% |
| 4 | -$3,273 | $3,507 | $11,474 | $11,707 | 48.3% |
| 5 | -$2,467 | $3,760 | $11,818 | $13,111 | 64.6% |
Estimates are for informational purposes only. Actual rates, payments, and qualification requirements vary by lender, credit profile, and market conditions. Consult a licensed mortgage professional for accurate figures.